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The Complete Alternative

Udhaar Book Alternative for Pakistani Businesses

You have already digitised the khata. The half still missing is the shop itself — what is on the shelf, and what you actually earned on it.

Your working day

An udhaar app answers one question well: who owes you money. It cannot answer the two that decide whether the shop is worth running — what is actually on the shelf right now, and what you made after cost. So the ledger balances while the stock does not, and a month that felt busy turns out to have been thin. invo.pk keeps the credit tracking you already rely on and puts the stock and the margin behind it.

Sound familiar?

The daily headaches for businesses outgrowing Udhaar Book

If any of these hit home, invo.pk was built for you.

  • You know who owes you, but not what is left on the shelf
  • Cash received is recorded as profit, when most of it was the cost of the goods
  • Fast-moving lines run out because nothing is watching stock levels
  • Every sale is entered twice — once at the counter, once in the app

Built for udhaar book alternative

Everything businesses outgrowing Udhaar Book need — in one place

Make bills, check stock, record purchases and track customer udhaar. See it all in your reports.

01

Stock behind the ledger

Every credit sale moves real stock, so the shelf and the khata finally agree.

02

Profit, not turnover

Cost is captured at purchase, so reports show margin instead of money that passed through.

03

One entry, not two

Billing and khata are the same action, so nothing is recorded twice or forgotten.

04

Low-stock alerts

Get warned before a best-seller runs out rather than when a customer asks for it.

05

The khata you already know

Running balances, oldest-invoice-first payments and WhatsApp statements, unchanged.

06

What the month really did

Sales, margin and receivables aging together, so a busy month is measured not guessed.

Get started

Get started in three steps

No installation, no expensive hardware — start on any device.

  1. 1

    Create your account

    Sign up free in a minute — no credit card, no hardware to buy.

  2. 2

    Add products & staff

    Upload your product list, set prices and add cashiers. We help you get set up.

  3. 3

    Start selling

    Open the POS on any device and ring up your first sale in seconds.

Built for businesses across Pakistan

Secure & encrypted

Your data is encrypted in transit and backed up daily.

FBR-ready

Digital invoicing with QR verification for tax compliance.

Control staff access

Choose what staff can see and change, and keep a record of their actions.

Real human support

Fast help in English and Urdu, right on WhatsApp.

FAQ

Udhaar Book Alternative — your questions answered

Do I lose my existing customer balances if I switch?

No. Opening balances can be brought across, so each customer starts in invo.pk with what they already owe you.

I only want the khata. Do I have to use the stock features?

No. You can run credit tracking on its own and turn on inventory later — the stock side is there when you want it, not a requirement.

How is this different from just adding up my sales?

Adding up sales tells you turnover. invo.pk records what each item cost you, so it can show the profit that is actually left afterwards.

Your next working day

Try it with your own business

3 months completely free. No credit card. We help you get set up.